Supercharging your fintech starts here
How to meet customers’ need for speed, transparency and value while juggling rising costs and a complex global money movement infrastructure is a challenge for fintechs. With Visa Direct you can supercharge your global payments strategy to deliver the fast, flexible and secure payment experiences your customers want.
Stand out from the crowd
SMBs and consumers expect to make and receive fast, transparent, multi-currency payments, wherever they are. Visa Direct helps support fintechs to deliver tailored global payment solutions — with real-time payments*, multi-currency wallets, enhanced FX solutions* and fraud protection tools**— all built on a resilient, global infrastructure.
Unlock global expansion
Access new revenue streams and markets through competitive FX markups, fast settlements and expanded financial services — all while reducing the costs tied to traditional cross-border models. A single integration with Visa Direct supports fast scaling into new markets without the need of setting up international accounts.
Embed financial solutions
Meet your customers where they are. Visa Direct's embedded finance solutions enable your customers to transfer money easily within existing apps and services, from funding digital wallets, managing brokerage apps, making real-time payments and repayments***
, to sending money abroad with competitive FX rates.
How to meet customers’ need for speed, transparency and value while juggling rising costs and a complex global money movement infrastructure is a challenge for fintechs. With Visa Direct you can supercharge your global payments strategy to deliver the fast, flexible and secure payment experiences your customers want.
Stand out from the crowd
SMBs and consumers expect to make and receive fast, transparent, multi-currency payments, wherever they are. Visa Direct helps support fintechs to deliver tailored global payment solutions — with real-time payments*, multi-currency wallets, enhanced FX solutions* and fraud protection tools**— all built on a resilient, global infrastructure.
Unlock global expansion
Access new revenue streams and markets through competitive FX markups, fast settlements and expanded financial services — all while reducing the costs tied to traditional cross-border models. A single integration with Visa Direct supports fast scaling into new markets without the need of setting up international accounts.
Embed financial solutions
Meet your customers where they are. Visa Direct's embedded finance solutions enable your customers to transfer money easily within existing apps and services, from funding digital wallets, managing brokerage apps, making real-time payments and repayments***
, to sending money abroad with competitive FX rates.
*Certain domestic and cross-border collection, currency conversion, hold, and send capabilities offered through the Visa Direct platform are provided by The Currency Cloud Pty Ltd, The Currency Cloud Limited, Currencycloud B.V., Visa Global Services Inc., and Currencycloud Pte. Ltd. Currencycloud provides e-money issuance and/or payment services and is licensed and/or registered in Australia, Canada, the Netherlands, the United Kingdom, multiple states in the United States, and Singapore. Please contact your Visa representative for more information
**Visa Direct clients and participants [should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes, and] are solely responsible for their own compliance with applicable laws and regulations. Optional compliance controls and risk management tools and services are provided solely for the convenience of [sending acquirers, service providers, merchants, and recipient issuers / the Visa Direct clients and participants,] and Visa makes no warranties with respect to them or their results. [Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations.]
***Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
***Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.
