Grow your business with a Visa credit portfolio
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Add a strong credit card program to your product suite with Visa’s easy-to-use tools and actionable insights.
And take your business to the next level.
Why credit?
Credit card sales and credit card accounts have increased significantly since 2016

Growing upward trend +6.4%
Growing upward trend +6.4%
This and other positive industry trends are driven by economic conditions and payment-industry innovations.
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Strong profitability is driven by growing consumer preference for credit cards
Credit profitability example*
Annual credit revenue ~ $400K | Annual costs ~ $150K | Annual profit ~ $250K
Annual credit revenue ~ $400K | Annual costs ~ $150K | Annual profit ~ $250K
Market growth translates to strong ROI for credit card issuers.
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How Visa can help you get there
Visa has tools, resources and insights to set up and help you grow your credit program.
Benchmark. Evaluate your performance against a peer group of issuers.
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Assess. See in real time how your business can profit from a credit portfolio.
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Execute. Access marketing best practices, collateral communications and branch training guides.
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Get started
Visa’s credit program guide will start you on the path to a profitable credit card offering.
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Tell us about your specific needs
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Source for select assumptions: Visa Consumer Credit Issuer Benchmarking Study, 2013
Note: Numbers may not add up due to rounding. For illustrative purposes only; actual results would be based on a variety of factors and may vary significantly. Time to profitability varies depending on numerous factors including but not limited to number of credit cards, size of institution, etc.