Download Visa’s Nordic Insights Report on instant payment protection.

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Real-time payments, real-time risk. Get started with AI-powered protection from A2A fraud.

The Nordics are setting the benchmark for instant payments across Europe. Together, the instant-payment ecosystems of Sweden, Denmark, Finland, and Norway form one of the world’s most mature, interconnected real-time payment regions.

But with real-time payment comes real-time risk, and A2A fraud is ramping up in the Nordics. Already, the average cost of A2A fraud is €2,252, which is 28 times higher compared to card scams. And on average, 1 out of 7 scam victims leave their bank. This is why financial institutions like yours must shift from reacting to fraud to anticipating it.

Using AI-powered protection, you can:

  • Analyse patterns across institutions to reveal emerging risks

  • Detect anomalies in real time

  • Prevent suspicious transactions before funds move

Discover how to get started with smarter protection from A2A fraud. Download Visa’s new Nordic Insights Report on instant payment protection.

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