In a sector as dynamic as payments, the power and reach of Artificial Intelligence (AI) is vast. It will power the security foundation necessary to deliver the frictionless, secure payment experiences that consumers have come to expect. This paper, Transforming Payment Security Through Artificial Intelligence, provides an overview of how AI is set to transform the payment security landscape and how Visa leverages AI to build capabilities that enable its partners to improve decision making, enhance risk management, and move beyond the tradeoff between ensuring payment security and providing a seamless experience.